26 LPA in hand salary

A CTC of ₹26,00,000 gives approximately ₹1,69,662 per month in hand under the FY 2025-26 new tax regime — ₹20,35,938 for the year after income tax of ₹3,12,062, employee EPF of ₹1,24,800 and professional tax of ₹2,400.

Assumes basic = 40% of CTC, employer PF inside CTC, no gratuity in CTC, ₹2,400/year professional tax. Change any of these below to match your offer letter.

Your CTC
26 LPA
40%
Check your offer letter; 40-50% is typical
Only affects the old regime column
Monthly in hand (new regime)
₹1,69,662
₹20,35,938 per year after tax, EPF and professional tax · the new regime saves you ₹2,02,052/year
New regime (FY 2025-26)lower tax
Gross salary₹24,75,200
Employer PF (inside CTC)− ₹1,24,800
Income tax + cess− ₹3,12,062
Employee PF− ₹1,24,800
Professional tax− ₹2,400
Monthly in hand₹1,69,662
Old regime
Gross salary₹24,75,200
Employer PF (inside CTC)− ₹1,24,800
Income tax + cess− ₹5,14,114
Employee PF− ₹1,24,800
Professional tax− ₹2,400
Monthly in hand₹1,52,824
Monthly in hand · new regime
₹1,69,662
₹20,35,938/yr

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Free in hand salary calculator for India, FY 2025-26. Convert CTC to monthly take home after income tax, PF and professional tax, compare the new and old tax regime, and understand every line of your salary structure.